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Credit Report

Credit Report

Individuals that are in extreme financial straits with debts that exceed income may be considered a potential risk in certain situations. Investigating an individual’s financial history and credit report background may be necessary to mitigate that risk when considering a candidate for a financial position, leasing space to a tenant, or any number of business transactions or ventures.

CS credit reports are obtained through a database search of one of the credit bureaus and report consumer credit activity covering a seven year period detailing overdue or slow account, charge off, collections, suits, tax liens, public records, judgments and bankruptcies. These critical reports complement the rest of the background check.